Loans - FAQ
LOAN - FAQ
How do I apply for a loan?
Members can apply for a loan online, by calling into either our High Street or MacDonagh Junction office or phone our freephone number on 1800 200 325.
Can I apply for a further loan before I repay my current loan?
Yes, you can apply for a top up loan at any time, you don’t have to repay one loan before applying for another. If your new loan is at a different interest rate, our system is enabled to run two or more loans concurrently on the same account.
How do I repay a loan?
You can repay your loan at either of our offices in High Street or MacDonagh Junction Shopping Centre. However, St. Canice’s Credit Union also offers members the facility to repay by bank standing order, paypath, wage deduction, EFT or by using online banking.
There is also an Express Lodgement Facility located in our High Street office this is another safe and secure way to make regular repayments.
Are there any hidden or additional costs?
Apart from loan interest charges there are no extra costs.

